For new homeowners and buyers

How to read your home inspection report

A home inspection report is 40 pages of findings written for liability, not for you. Somewhere in there is the answer to the only three questions that matter: what can hurt me, what will get expensive if I wait, and what can I ignore? This page shows you how to pull those answers out — and what it looks like when Prax does it for you.

Below is a real sample: an inspection report for a 1997 two-story home, read by Prax and turned into a briefing. Every finding gets a plain-English explanation, a severity band, a rough cost range, and a call on whether it's DIY or a job for a pro.

Sample briefing

Your briefing

Two-story single-family home, built 1997 · 12 findings — a sample lightly adapted from real reports Prax has read.

This inspection turned up 3 safety findings — all electrical or water-heater related — 5 repair items, 2 things to keep an eye on, and 2 cosmetic fixes. For a house built in 1997, this mix of aging electrical quirks, appliance wear, and deferred exterior upkeep is fairly typical of a home approaching its late twenties without recent updates.

3Safety5Repairs2Keep an eye on2Cosmetic

Three findings involve systems that can hurt you when they fail: outlets that did not test correctly, exterior receptacles without GFCI protection, and a water-heater relief valve with no overflow pipe. Have a licensed electrician and a plumber evaluate them before you rely on those systems — none of the three is expensive to fix.

Addressing the safety and repair items typically runs $950–$2,950 — a rough national estimate, not a quote.

Safety3

Convenience outlets do not test properly

$100–$300 est.

Some outlets in the home didn't test correctly during the inspection, which can mean wiring issues or lost grounding or polarity. This is worth having an electrician check, because a faulty outlet can pose a shock or fire risk depending on the cause. Simple fixes are usually inexpensive, but the underlying wiring needs a professional look first.

electricianMaster bathroom, garagep. 14

Exterior receptacles without GFCI protection

$150–$400 est.

Outdoor outlets lack GFCI protection — the safety feature that shuts power off fast if moisture causes a short. This is a common gap in homes of this age, and it is a quick, affordable upgrade for an electrician.

electricianRear patio, front entryp. 15

Water heater TPR valve overflow pipe missing

$75–$250 est.

The water heater's pressure-relief valve has no overflow pipe routed to a safe discharge point. If that valve ever releases hot water or steam under pressure, it could spray directly into the space instead of safely away. A plumber can add the pipe quickly.

plumberUtility roomWater heaterp. 22

Repairs5

Piping penetrations not sealed against pests

$75–$200 est.

There's an open gap at the bottom of a sheet-metal pipe chase near the outdoor AC unit, which gives pests a path into the attic. Sealing it with expanding foam closes that entry point — a straightforward fix a handy homeowner or a handyman can knock out quickly.

Reclassified from safety: This is a pest-entry and maintenance issue rather than an immediate hazard, so it's better classified as a repair item than safety.

DIY or pro (handyman)Exterior, near AC unitp. 9

8 more findings in this sample — and every finding in yours.

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The four bands: not everything is equally urgent

The most common mistake with an inspection report is treating all of it as one to-do list. A cracked outlet cover and an ungrounded outlet will sit two lines apart in the report, and they are not the same problem. Prax sorts every finding into four bands:

  • Safety — findings that can hurt someone or burn the house down when they fail: electrical faults, missing GFCI protection, water-heater relief valves, gas issues. Handle these first, and almost always with a licensed pro.
  • Repairs — things that are broken or wearing out and get more expensive the longer they wait: worn roof edges, failed caulk, an overdue furnace service.
  • Keep an eye on— things the inspector couldn't verify or that aren't problems yet. No action now; worth remembering.
  • Cosmetic— appearance-only items. Fix them when it's convenient, or never.

Inspectors themselves often over-flag out of caution — you can see it in the sample above, where a pest-entry gap arrived marked as a safety item and Prax reclassified it as a repair, with the reasoning shown. Knowing why a finding sits in its band is what makes the list actionable.

What to fix first: the 7 / 30 / 90 rule

A workable schedule beats a perfect one. When you accept findings into a plan, Prax dates them on a simple ladder: safety items within a week, repairs within 30 days, keep-an-eye-on items get a 90-day check-in, and cosmetic items get no deadline at all. A new homeowner who fixes three safety findings in week one and works down the repair list over a season is doing it right — the goal is never "everything at once."

Still deciding on the house? The report is your negotiation

If you're reading a report during an option period, the safety and major-repair bands are your negotiation list. The standard asks are repairs before closing, a price reduction, or seller credits — and they land best as a short, specific document: the finding in the inspector's words, the page citation, and a cost range. Tell Prax you're still considering the home and it builds that repair-request document for you instead of a task list, so you can hand it to your agent as-is.

About those cost ranges

Every number Prax attaches is a rough national estimate, and it says so on the page — real prices come from real quotes. The point of a range isn't precision; it's triage. Knowing that all three safety findings in the sample above together run well under a thousand dollars, while the roof edge is the item that could grow a zero, tells you where your first calls go.

Common questions

What should I look at first in a home inspection report?

Start with the summary and the safety items. Inspectors list dozens of findings, but they are not equally urgent — a missing outlet cover and an ungrounded outlet are different problems. Look for anything involving electrical, gas, water heaters, or structure first; those are the findings that can hurt you or get expensive fast. Everything else is a repair list you can work through on a schedule.

Are home inspection findings deal-breakers?

Almost never. A typical report on an older home lists 30–80 findings, and most are ordinary wear: worn caulk, aging appliances, cosmetic damage. What matters is the handful of safety and major-repair items and what they cost to address. A report with a long list of small items and a clean bill on the roof, foundation, electrical panel, plumbing mains, and HVAC is usually a healthy house.

What does it cost to fix the issues in an inspection report?

Individually, most findings are cheap: GFCI outlets run $150–$400, a water-heater overflow pipe $75–$250, re-caulking under $200. The total for the safety-and-repair tier on a typical older home often lands in the low thousands. Any number you see before getting quotes is a rough national estimate, not a price — but even rough ranges tell you which findings deserve your budget first.

Can I use my inspection report to negotiate?

Yes — it is the single strongest document a buyer has. The usual asks are repairs before closing, a price reduction, or seller credits, and they work best when framed around the safety and major-repair items with cost ranges attached, in the inspector's own words. If you upload a report to Prax while you are still deciding on a home, it builds that repair-request document for you.

How does Prax read my inspection report?

Upload the PDF and Prax extracts every finding, sorts them into four bands — safety, repairs, keep an eye on, cosmetic — writes a plain-English briefing of what each one means, attaches rough cost ranges, and turns the ones you accept into a maintenance plan with dates. Your first report is free, no credit card required.

Your report, read for you

Upload the PDF and get your own briefing in minutes — every finding explained, banded, priced, and turned into a plan. First report free, no credit card.

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